No matter how well you’re doing financially, old money scars can creep back in and mess with your mind. And to be honest, that includes me, as well. I share how my money fears still creep in, how normal it is, and how we can best deal with it.

We just sold our Arizona home for a massive profit. On top of that, we’ve been on a winning streak in our business. I don’t say this to brag, but we’re looking really good right now. This has put me in a position to apply for mortgages for other homes, but the process has been causing me so much worry and anxiety.

Your debt-to-income ratio is how you get approved for mortgages. They look at how much you owe and your payments on those debts, versus your provable monthly income. The goal is to be below 50%. After taking out these mortgages, we’ll be at 6%. That’s really strong! So, what do I have to worry about? Let’s unpack it all and talk about how you can avoid the same anxieties. 

Here’s what you can do:

1. Educate yourself.
2. Explore where the fear comes from.

When you can exercise those two things, it brings you back into financial confidence – no matter what it is you’re trying to do.

You are not alone. Even when you are in the strongest financial position possible, it’s normal to have old fears come up. It’s our job to build the muscles and sharpen the tools to move past those fears so they don’t hold us back.